Black and White Banana Pudding

1 3/4 cups cold milk
1 package (4 serving size) jello choc. pudding instant pudding mix
24 nilla nilla wafers
1 large banana sliced
1 tub (8oz) Cool Whip
Finely chopped chocolate or sprinkles

POUR
Milk into large bowl. Add pudding mix. Beat with wire whisk 2 min, or until well blended. Let stand 5 min.

ARRANGE

1/2 of the cookies on bottom of 1 to 1 1/2 quart serving bowl.  Top with 1/2 of the pudding, 1/2 of the banana slices and 1/2 of the whipped topping. Repeat layers.

REFRIGERATE

3 hours or until ready to serve. Just before ready to serve, garnish with chopped chocolate and additional banana slices dipped in lemon juice to prevent darkening, if desired.