Whisk together lime juice, olive oil, cumin and garlic powder; toss with turkey in a small bowl and season with salt and pepper.
Make a layer of tortilla chips to cover the bottom of a large 12 to 14-inch round or oval baking dish. Evenly spoon refried beans over chips. Top with turkey and sprinkle with 1 cup shredded cheese.
Make another layer of tortilla chips. Spoon half the salsa evenly over chips. Top with remaining cup of cheese.
Bake nachos 15-20 minutes or until heated through and cheese melts and begins to bubble.
Serve hot with remaining salsa, sour cream and cilantro, if desired.
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